This website is owned and operated by RUAN MEDIA CORP d/b/a MILLION DOLLAR TIPS. References to “us,” “we,” “our,” “Million Dollar Tips” refer to RUAN MEDIA CORP and its parents, subsidiaries, divisions, successors, and assigns, if any. This Privacy Policy applies to all information collected by us via any method or platform. This Privacy Policy also applies to all information collected by us and by third-parties and applications you interact with on the website www.milliondollartips.com (“Site”), and includes collection of information on, by or through all other services we provide, and all of the associated content, functionalities and advertising, on all platforms, whether via computer, mobile, e-reader, tablet or other device used to access the Site or to participate in any short message service (“SMS”) program or other program, contest, sweepstakes, campaign, or service hosted by us (“Campaign”) (collectively, all of the foregoing, including the Site, are the “Services”).* Regardless of how you access or log-in to the Services, by accessing, logging-in or using Million Dollar Tips, utilizing, participating in, or opting in to any Campaign, you agree to this Privacy Policy and our Terms of Service.

We take your privacy seriously and we are committed to protecting it through our compliance with this policy.

“Do not provide information about others unless you are authorized to do so and consent to have all information used, disclosed, and transferred in accordance with this Privacy Policy.”

Information We Collect From You

We collect information from you when you use the Services. The information we collect from you includes: (1) information you provide directly to us; (2) information we may collect automatically, such as through cookies; and (3) other information, such as information about your device, location information, information from social networking services, and information from other sources. The information we collect may include information that personally identifies you or can be used alone or combined with other information to identify you as an individual (personal information). Examples of personal information include, but are not limited to, your name, your physical or email address, and your date of birth. Please note that this policy may still apply if you elect private browsing.

Information You Provide Directly to Us

We may collect and store information you provide to us directly, including information you provide to us when you register for the Services, like your name, username, and password; records and copies of your correspondence to us (including email addresses); your responses to surveys that we might ask you to complete; your search queries on the Site; SMS or text messages you send as a part of a Campaign; information you post to message boards, in chat areas; and information as otherwise described to you at the point of collection or pursuant to your consent.

Information Collected Through Automatic Data Collection Technologies

As you navigate through and interact with our Services, we, and our third-party service providers, vendors, and advertisers may use automatic data collection technologies to collect:

• Details of your visits to our Site, including traffic pattern data, location data, logs, and other communication data and the resources that you access and use with our Services.
• Information about your computer and internet connection, including your Internet Protocol (IP) address, operating system, and browser type.
• Geolocation information.
• Information about your interactions with email messages, such as the links clicked on and whether the messages are opened or forwarded.
• Demographic information that is about you individually.

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking).

We may aggregate automatically collected information with personal information we collect in other ways or receive from third parties. This information helps us to improve our Services and to deliver a better and more personalized service, including by enabling us to:

• Estimate our audience size and usage patterns.
• Customize our Services according to your individual interests.
• Speed up your searches.
• Recognize you when you use our Services.

The technologies we use for this automatic data collection may include, but are not limited to:

Cookies (or browser cookies):

A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Services. Unless you have adjusted your browser setting so that it will refuse cookies, our system may issue cookies when you direct your browser to our Site and to certain other platforms for our Services.

Flash Cookies:

Certain features of our Services may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Site and to certain other platforms for our Services. Flash cookies are not managed by the same browser settings as are used for browser cookies.

Web Beacons:

The Services, pages of our Site and our emails may contain small electronic files known as web beacons (also referred to as clear gifts, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages or opened an email and for other related Services statistics (for example, recording the popularity of certain content and verifying system and server integrity).

Google Analytics:

We use third-party service providers for web analytic services, such as Google Analytics, with our Services, to provide us with statistics and other information about the Services and visitors to the Site and to certain other platforms for our Services.

Embedded Scripts:

An embedded script is programming code designed to collect information about your interactions with the Services. It is temporarily downloaded on your device from our web server or a third-party service provider with whom we work, is active only while you are connected to the Services, and deleted or deactivated thereafter.

Location–identifying Technologies

We use GPS (global positioning systems) software, geo-filtering, and other location-aware technologies for purposes such as verifying your location and delivering or restricting relevant content based on your location.

Device Fingerprinting

Device fingerprinting is the process of analyzing and combining sets of information elements from your device’s browser, such as JavaScript objects and installed fonts, in order to create a “fingerprint” of your device and uniquely identify your device and applications.

How We Secure Your Information

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All non-public information you provide to us that we store is stored on secure servers behind firewalls and encrypted at-rest, as well as encrypted in transit via SSL. However, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Site or through the Services or as part of our Campaigns. Any transmission of personal information, or otherwise, is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Site or within the Services.

Your Information and Third-Parties

We enable third parties to buy and collect personal information, user information, de-identified user information, or encrypted, non-human readable user information (such as, but not limited to hashed email addresses, desktop or mobile device identifiers, network cache information, network connection information, network session information, browser-level user agent information, device IP information, and/or other data) collected from devices of end users of the Services, for targeted advertising purposes through a variety of technologies and methods.

Third-Party Use of Cookies and Other Tracking Technologies

Some Services, including advertisements, and some Campaigns, are served by third parties, including advertisers, ad networks and servers, content providers, and application providers. Please be aware that we are not responsible for the privacy practices of other websites or third parties, and we do not control these third parties’ tracking technologies or how they may be used. By linking to such websites or using such third parties’ services, we are not endorsing their content or practices. We encourage you to be aware when you access any such third-party links and to read the privacy policies of each website you access. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

Information We Collect from Others

We may also collect personal information about you, your online activities, and your interactions with us, our affiliates, or others. We may receive additional information about you, from sources such as advertisers, who advertise on our site, our affiliates and vendors, and other commercial sources and third parties. We may also receive information from third parties that identifies your interactions with our Services across multiple devices.

We may combine all of the personal information and non-personal information we collect or receive about you and use or disclose it in the manner described in this Privacy Policy, including to help us better tailor content, advertising, and offers to your interests and needs.

Social Networking Services

We work with third-party social media providers to offer you their social networking services through the Services. For example, you can use third-party social networking services to share our content with your friends and followers on those social networking services. These social networking services may be able to collect information about you, while using our Services. These third-party social networking services also may notify your friends about your use of the Services, in accordance with applicable law and their own privacy policies. If you choose to make use of third-party social networking services, we may receive information about you that you have made available to those social networking service, including information about your contacts on those social networking services.

How We Use Your Information

We use information that we collect about you or that you provide to us, including any personal information:

• To present our Services and to otherwise carry out, evaluate, market, analyze, personalize and improve our Services, which may include storing your information and providing access and sharing of your information with our agents, vendors, suppliers, affiliates, third-party service providers, advertisers and other third parties.
• To administer Campaigns that utilize automatic telephone dialing systems, but only if you’ve opted in. When you sign up to participate in a Campaign, the information you provide may also be provided to our Campaign advertisers, operators, and sponsors, and the use of that information will be governed by those advertisers’, operators’, and sponsors’ privacy policies or practices.
• To contact you via email and otherwise about the Services, your account, events, services or products that we think might be relevant or of interest to you.
• In any other way we may describe when you provide the information.
• For any other purpose for which you provided it.
• For any other purpose stated in this Privacy Policy.

We may also use your information to contact you about our own and third-parties’ goods and services that may be of interest to you.

We may disclose non-personal information about your use of the Services, and information that does not identify any individual, without restriction. Such information may include aggregate or anonymized website usage data or demographic reports.

We may sell and/or disclose personal information and any other information that we collect or you provide as described in this privacy policy:

• To our subsidiaries and affiliates.
• To contractors, agents, vendors, suppliers, advertisers, service providers, third-party data providers, second-party consortiums, and other third parties we do business with, or which we use to support our business, to use in performing certain functions or services on our behalf, conducting analyses, sending communications from us, including as a part of a Campaign, or marketing directly to you.
• To third parties to market their products or services to you if you have not opted out of these marketing messages. Please note that messages delivered from a third party will subject you to the third party’s privacy policy.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information about our Services is among the assets transferred.
• To fulfill the purpose for which you provide it. For example, if you give us an email address to use the “email a friend” feature of our Services, we will transmit the contents of that email and your email address to the recipients.
• For any other purpose disclosed by us when you provide the information.
• With your consent.

We reserve the right, and you hereby expressly authorize us, to disclose your personal information:

• To comply with any subpoena, court order, or legal process, including responding to any government or regulatory request.
• To enforce or apply our Terms of Service.
• If we believe disclosure is necessary or appropriate to protect our rights and property or to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual illegal activity.
• To a parent company, subsidiaries, joint ventures, or other companies under common control with us (in which case we will require such entities to honor this Privacy Policy).

Choices Regarding Your Information

We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you control over your information:

• Information: You may review and update certain member profile information by logging in to the relevant portion of the Services where such information may be updated.
• Unsubscribe from Emails: To unsubscribe from a particular newsletter, click the “unsubscribe” link at the bottom of that email newsletter. When we send newsletters to subscribers, we may allow advertisers or partners to include messages in those newsletters, or we may send sponsored or dedicated messages on behalf of those advertisers or partners. We may disclose your opt-out choices to third parties so that they can honor your preferences in accordance with applicable laws.
• Opt-out from SMS messages: To stop receiving SMS messages after you’ve signed up for a Campaign, just reply “STOP” to opt out and cancel the service. After you send the message “STOP” to us, we will send you a reply message to confirm that you have been unsubscribed. After this, you will no longer receive messages from us. If you want to join again, just sign up as you did the first time and we will start sending messages to you again.
• Tracking Technologies and Advertising: You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website. If you disable or refuse cookies, please note that some parts of the Services may then be inaccessible or not function properly.
• Disclosure of Your Information for Third-Party Advertising: If you do not want us to share your personal information with unaffiliated or non-agent third parties for promotional purposes, you can opt out in the manner specified in the correspondence.

Illinois Privacy Rights

Million Dollar Tips is governed by property rights in the state of Illinois.

International Users

Please do not visit The Million Dollar Tips or use the Services from any location within the European Union (“EU”); the Services are not intended to be accessed from the EU, and we may restrict access to the Services from other countries or regions. Please be aware that the information we collect through the Services will be transferred to and stored on our servers in the North America. By using the Services, you acknowledge and consent to the transfer and processing of your personal information in the United States as described in this Privacy Policy. Please be aware that the data protection laws and regulations applicable to your personal information transferred to the United States may be different from the laws in your country of residence.

Children Younger Than 13

The Services are not intended for children younger than 13 years of age and we do not knowingly collect personal information from children younger than 13. If we learn we have collected or received personal information from a child younger than 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child younger than 13, please contact us at contact@dev1167.oceandesignx.com.

Modifications to This Privacy Policy

We reserve the right to change this Privacy Policy at any time by posting revisions on Million Dollar Tips. Such changes will be effective upon posting. Your continued use of the Services after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at contact@dev1167.oceandesignx.com.

*SMS messaging is also commonly referred to as “text messaging” or “texting.”